Yes, sometimes it can be difficult to find the right company to get a life insurance policy from if you are living with Type 1 or Type 2 diabetes. For most businesses, you might be a high-risk client, and they do not want to take the chance. There are companies out there like All Life that know you struggle and need some help. It is why they specialize in offering people with diabetes simple, straightforward and fast cover. They want to assist you and make the process for you as simple as possible. Immediate cover with a simple underwriting process is just a phone call away (and a blood test to determine your severeness).
A person with diabetes faces any health issues like strokes, heart attacks, kidney failures and more every day. That is why you will be covered for everything as well as cancer, disability, and accidental death. The needs of the company are comprehensive, and you will have to look at the following:
- Must be between 18 – 74 years old
- Cholesterol below 8.5 mmol/L
- BMI must be 44 or less
- HbA1c must be below 14%
As part of this policy, you will be reminded to undertake your scheduled blood tests and follow your diabetes program and healthy lifestyle with great discipline. This way your life cover company will help you maintain your diabetes and help you to live a long happy life with your family.
Remember, it is just a phone call away and once you are approved there is no waiting period.